Website Disclaimer:

Although Hendrickson Financial Inc. (HFI) believes the information in this website to be correct, we cannot and do not warrant the accuracy, completeness, quality, adequacy, validity, timeliness, functionality, or content of any information for any particular purpose. The information on this Web site is provided "as is" without warranty or condition of any kind, either express or implied, statutory or otherwise; and HFI expressly disclaims any representations or warranties of any kind including merchantability or fitness for a particular purpose, or non-infringement.

Changes to the website, and these legal notices and terms of use may be made at any time without prior notice. Please consult your HFI representative for full, complete and current information on products and services.

HFI and its directors, officers, employees or other representatives will not be liable to you in contract, tort or otherwise for any damages, including without limitation, direct, indirect, special, incidental or consequential damages, and whether or not arising due to lost revenues, lost profits, loss of data, or loss of prospective economic advantage, resulting from the use or misuse of our website, or the information documents, software or content thereof, even if advised of the possibility of such damages, or for any claim by another party. All warranties, representations and conditions, whether expressed or implied, statutory or otherwise, are fully excluded to the fullest extent permitted by law.

Use of the HFI website is not intended and shall not be deemed to create any legal relationship of any kind between you and any entity within HFI, nor to amend or vary any existing relationship. All products and services of HFI are subject to the terms of any agreement by which they are normally made commercially available. 

Hypothetical Performance:

Hypothetical performance results have many inherent limitations, some of which are described below. Hypothetical performance does not represent actual performance and should not be interpreted as an indication of such performance. Actual performance for client accounts may be materially lower than that of the growth model portfolio. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

Investment Performance Disclaimer:

Commissions, trailing commissions, management fees and expenses may all be associated with investments. Indicated rates of return are the historical annual compounded total returns, including changes in unit value and reinvestment of all distributions; and do not take into account sales, redemption, distribution, optional charges or income taxes payable by any security holder that would result in reduced returns. Mutual funds, Exchange Traded Funds and Pooled Funds are not guaranteed, their values change frequently, and past performance may not be repeated. Please obtain and read the simplified prospectus/offering memorandum before investing. Copies are available from your financial adviser or from the mutual fund company directly.

Publications Disclaimer:

Information contained in all of our publications has been compiled by HFI and provided for general information only. While every effort has been made to ensure its contents are accurate they should not be relied upon / used as the sole basis for purchasing or selling investments described herein or any other investment. Neither Hendrickson Financial Inc., nor ^H&M Market Trend Follower™ (MTF), nor any person involved in this publication accepts any liability whatsoever for any loss or damage which may directly or indirectly result from any opinion, information, representation, errors or omission whether negligent or otherwise contained herein. Most research involves some degree of subjective analysis. The MTF provides investors with an analytical service for exchange traded funds and indices, and includes but is not limited to the analysis of global stock and bond markets, resources and currencies. Conclusions and analysis presented are based on research and data believed to be reliable; however, there is no guarantee as to its accuracy or profitability, nor that future performance will conform to past trends. The opinions expressed in this publication are not to be interpreted as direct or indirect advice to purchase or sell securities. Before purchasing an investment, it is recommended investors consult their tax advisors to learn of tax implications relative to each purchase. It is strongly recommended that recipients either seek professional investment advice and / or ensure any investment or financial decisions are appropriate for their personal circumstances before proceeding with any action.